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Providence workers are gainfully employed in a wide array of industries that support families, communities, and the state economy. Our city boasts long traditions in shipbuilding, maritime products, agriculture, jewelry and silver, metal fabrication, plastics, and rubber industries. We are also home to biomedicine, advanced business and financial services, cyber and data analytics, transportation, and tourism sectors.
When injured in the workplace, employees in these industries have rights. Rhode Island employees have filed almost 300 workers’ compensation claims so far in 2022, and $17.4 million in compensation and medical bills have been paid out to workers to date this year.
How Does Workers’ Compensation Insurance Cover Workers In Providence?
Rhode Island workers’ compensation laws provide assistance to Providence workers injured at their workplace. If your employer has one or more workers, they must carry workers’ compensation insurance to cover employee claims related to an accident that happens on the job.
The coverage — called “no fault” — is available to employees even if they are partially at fault for an accident. However, if an employee was intoxicated when the injury happened or if an injury was inflicted with intention, no workers’ comp benefits are available.
The purpose of the workers’ compensation system governing worker injuries in Providence is to give employees financial assistance to cover medical expense and lost wages when they are injured at work.
If you were injured or became ill from working you may be eligible to collect workers’ compensation benefits under your employer’s insurance policy. A Providence workers’ compensation lawyer can help you obtain the full benefits to which you are entitled.
Exceptions Or Different Workers Comp Benefits Systems
According to the state’s Department of Labor and Training, Rhode Island does not require some business types to buy workers’ compensation insurance. For example, partners, sole proprietors, some real estate, agricultural, and domestic service employers in Providence don’t have to carry workers’ compensation insurance. If you work for one of these organizations, you may not have access to workers’ comp benefits.
Employees of our local police or fire departments or the federal government should be aware that different workers’ compensation programs apply in these organizations. Providence city employees have access to workers’ compensation coverage only if the municipality chose to be covered. Independent contractors cannot receive workers’ compensation benefits.
If your injuries or illnesses are not work-related, you may have other avenues through which to seek assistance. You may be eligible for benefits under another program, such as Temporary Disability Insurance or Social Security Disability.
Common Work Accidents
As in all cities, there are accident and injury risks in virtually every industry in Providence. Some of the injuries lawyers see most often include:
- Slip and falls
- Machine crushing or entanglement
- Repetitive motion injuries
- Overexertion injuries
- Struck by falling objects
- Electric shock or electrocutions
- Harmful or toxic substances
- Welder burns
- Construction equipment accidents
- Work-related car accidents
What To Do If You Are Injured At Work In Providence
If you have had an injury due to a workplace or work-related accident, seek immediate medical attention to get the care you need and document the medical findings. Next, you must report your injury to your employer’s workers’ compensation personnel or human resources department. Your employer will inform their workers’ compensation insurer about the incident.
Your employer’s insurance company will file a report of your injury and determine whether it is work-related and whether you’re eligible for workers’ compensation.
Injured and not sure what your case is worth? Find out for free.
Types Of Available Benefits To Providence Workers
People injured at work can receive monetary benefits under workers’ compensation law. These benefits can start on the fourth day after the date of injury. In addition, an injured employee may also be eligible for benefits covering medical treatment, disfigurement or loss of use, and rehabilitation expenses. Most benefits are paid weekly.
There are several types of benefits paid under workers’ compensation programs in Providence:
Marasco & Nesselbush Providence Workers Compensation Lawyers Fight For Your Rights
The Providence workers’ compensation lawyers at Marasco & Nesselbush have years of experience advocating for people injured at work. We can help you through the process and ensure you obtain the maximum amount of benefits you are due.
Our firm is proud of our compassionate approach to providing legal services to hard-working people who are injured or become ill in the workplace. Facing an onslaught of paperwork and complicated rules for filing a claim can be a lot to handle when you are injured and not feeling well. We are here to support you as you pursue your rightful claim for workers’ compensation benefits.
Get A Free Consultation On Your
Workers Comp Claim
To find out if you are eligible for workers’ compensation benefits, contact our Providence office for a free consultation immediately. Your window of opportunity to file an action against your employer is only two years from the date of your injury. The sooner you get in touch with the award-winning attorneys at our Providence office, the sooner we can get to work defending your rights.
